Low financial literacy remains a challenge for many Indonesian families. To that end, the Business and Financial Risk Expertise Group (KK BRF) of SBM ITB, held a financial literacy program for residents of Sukapura Village, Bandung City, as part of IMPACTA 2026 at the Al-Basith Mosque on Sunday (March 1).
This community service program was designed to reach two age groups: adults and children, with different approaches to the material.
In the adult session, SBM ITB lecturer Dzikri Firmasyah Hakam, Ph.D., presented “Towards Islamic Economic Independence.” He emphasized the importance of recording and calculating finances as the foundation for family financial management.
Dzikri also discussed the principles of financial planning, expense management, investment recognition, and halal income sources in accordance with Islamic principles. Participants, mostly housewives, teachers, and traders, were encouraged to understand the material through case studies relevant to their daily lives.
“Don’t make talking about money taboo. Open communication is important in family financial planning,” she said.
Meanwhile, the children’s session was led by SBM ITB lecturer Atika Irawan, S.Mn., M.Sc., with the topic “Smart Financial Management for Muslims.” The participants were students from the Islamic Education and Teaching (DTA) and Islamic Education and Teaching (TQA) departments of Al-Basith Mosque aged 10–15.
To foster savings habits, each participant received a piggy bank. The children were then introduced to the concept of the value of money, the difference between needs and wants, and how to prioritize spending through games, pictures, and simple case studies. The material was also reinforced with animated videos on the principles of Islamic economics, including the ethics of borrowing money.
“All sustenance comes from Allah, so it must be managed responsibly,” said Atika.
Through an age-appropriate approach, this program is expected to increase financial awareness and skills in the community from an early age. SBM ITB assesses that family financial literacy is an important foundation for encouraging sustainable economic independence in the community.
