Admission
Faculty Member
Ana Noveria
Business Risk and Finance (BRF)
Expertise
Industrial Economics, Behavioral Economics, Economics of Education
2000
Bachelor of Economics (SE) in Finance Management, Universitas Indonesia
2005
Master of Business Administration (MBA), Monash University-Australia
2016
Master of Arts (MA) in Economics, Colorado State University
2020
PhD in Economics, Newcastle University- the UK
  • ana@itb.ac.id
  • ana.noveria@sbm-itb.ac.id
  • Ganesha ITB
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Profile

Ana Noveria, PhD serves as an Assistant Professor of Behavioral Economics at the School of Business and Management, Institut Teknologi Bandung (SBM-ITB). She completed her PhD in Economics at Newcastle University Business School, United Kingdom, funded by the Indonesia Endowment Fund for Education (LPDP) scholarship. Her research interests include industrial economics, behavioral finance/economics, economics of education and digital economy.

She also holds a Master of Arts (MA) in Economics from Colorado State University, USA (Fulbright scholar), an MBA in Finance and Accounting from Monash University, Australia (Australian Development Scholarship), and a Bachelor’s degree in Finance Management from Universitas Indonesia, where she received high-achievement scholarships from Fuji Bank and ExxonMobil. In 2012, she was granted a scholarship from the Support for Economic Analysis Development in Indonesia (SEADI) Project funded by USAID. Her academic background reflects a strong foundation across economics, finance, and policy studies, supported by multiple international academic awards and recognitions.

In 2024, she was a visiting faculty at the University of Aveiro, Portugal, through an Erasmus+ grant, teaching Behavioral Finance and International Financial Management. Her early teaching experience began at Universitas Indonesia, where she taught in the fields of managerial economics, accounting and finance. Later, while pursuing her PhD at Newcastle University, she served as a graduate teaching assistant and course instructor for undergraduate and master’s programs. These formative experiences shaped her teaching philosophy, emphasizing analytical rigor, policy relevance, and practical application in the study of economics and finance.

Before returning to academia, she gained professional experience as a Consultant at Accenture Indonesia, where she was involved in Business and IT consulting projects across strategic, financial, and market research and benchmarking. In addition to her teaching and research, Dr. Noveria has developed strong experience in consulting, particularly in financial and market analysis, investment feasibility, and sustainable financing projects for both government institutions and State-Owned Enterprises.

Dr. Noveria’s has published in several peer-reviewed international journals and contributed to conferences in Europe, Asia, and the Americas with grants from reputable institutions namely International Association for Applied Econometrics, Econometric Society and Royal Economic Society. Beyond academia, she continues to contribute to leadership and executive education programs for senior management in major corporations and financial institutions, including State-Owned Enterprises and Bank Indonesia. Through her academic and professional engagements, she actively promotes the integration of research, teaching, and policy practice to advance sustainable and inclusive economic development.

Grants, Projects & Achievements

  • Erasmus+ Grant as Visiting Lecturer at University of Aveiro Faculty of Economics, Management and Industrial Engineering, Portugal (2024)
  • Research Grant: Analysis of Techno-economic and Risk of Down-streaming (Hilirisasi) of Rare Earth Elements (REE) from DIKTI (2025)
  • Research grant: Entrepreneurs, climate change, and macroeconomics dynamics in the framework of Dynamic Stochastic General Equilibrium (DSGE) model (2025)
  • Research grant, riset unggulan SBM: Urban Service Work and Technology: Futures of unpaid work in Indonesia & the UK (2024)
  • Research grant: The convergence of Islamic and conventional economies: the case of ESG (2024)
  • Research grant: Information, Policy Effects, And Behavioral Compliance On Covid-19 Cases and Casualties in Indonesia (2021)
  • Fulbright Scholarship (2014)
  • Support for Economic Analysis Development in Indonesia (SEADI) Project funded by USAID (2012)
  • Australian Development Scholarship (2004)

Publications

  • Financial resilience in ASEAN-4 banking sector: Impact of cyber risk disclosure. Kasetsart Journal of Social Sciences, 2024.
  • Financial impact of COVID-19 non-pharmaceutical interventions in Indonesia. International Journal of Monetary Economics and Finance, 2023.
  • Disclosures of cyber exposure and audit fees: Evidence from ASEAN-4 banking. Journal of Corporate Governance and Organizational Behavior Review, 2023.
  • Behavioral compliance and effect of COVID-19 cases, casualties, and perceived community risks. Review of Integrative Business and Economics Research, 2022.
  • Does large-scale social restriction affect firms' financial performance? Asian Journal of Technology Management, 2022.
  • The COVID-19 pandemic effect on customer tipping behavior for online motorcycle taxi service. Asian Journal of Technology Management, 2022.
  • National response to global pandemic of COVID-19: Evidence from Indonesia, Malaysia, and Vietnam. In Post-Disaster Governance in Southeast Asia, 2022. (Book chapter)
  • Presented research at international conferences, including the 44th Eurasia Business and Economics Society (EBES) Conference, Istanbul 2023.

Industry & Policy Engagement

  • Conducted consultancy and policy-related research for State-Owned Enterprises and government institutions, including Pertamina Gas Negara, the Ministry of Energy and Mineral Resources, and BAPPENAS.
  • Contributed to national policy studies such as the Cisem-II Gas Infrastructure Project, focusing on financial and demand-supply optimization, and regional bond financing initiatives for sustainable city development using sustainable financing.
  • Applied analytical and policy tools such as Techno-economic analysis, econometric modeling, and quantitative evaluation frameworks to inform strategic and policy decisions.
  • Delivered executive training and workshops for senior management in State-Owned Enterprises, and Bank Indonesia, covering topics such as financial, investment analysis, risk modeling, and financial instruments.